Fixed Deposit Account

Benefits and Highlights

• A fixed interest rate is applied throughout the deposit period.
• A variety of deposit periods, ranging from 6 to 36 months, is provided for selection.
• Financial flexibility is increased by using a fixed account as collateral for a loan.
• For individual clients, when linking a fixed account on alpha by Thai Credit, they can view deposit information, make additional deposits, or change the deposit period when it reaches maturity.

Terms of Service

• For individuals and Thai Juristic Person;
• The minimum amount required to open an account is 1,000 Baht.
• The interest will be paid when the deposit term matures.

• In the case of a withdrawal before the deposit period matures, the Bank will pay interest as follows:
  - If the deposit term is less than 3 months, no interest will be paid.
  - If the deposit term is more than 3 months, interest will be paid based on the actual deposit period at the savings deposit interest rate on the date of each deposit (after deducting withholding tax).

   

***Effective 10 August 2022, the Bank will cease offering new account openings and accepting additional deposits for 3-month and 5-month fixed account, for all other deposit types.***
 

Individual

• A copy of national ID card

Thai Juristic Person

• Certificate of Incorporation (issued within the past 3 months);
• A copy of Memorandum of Association and Articles of Association;
• A copy of List of Shareholders;
• A minutes of Board of Directors’ meeting;
•  A copy of Taxpayer Identification Card;
• Copies of the national ID card and house registration of the authorized signatory, as well as those of shareholders holding 25% or more, with the seal of the legal entity registered at the Ministry of Commerce.;
• A copy of VAT registration certificate
•  A copy of Form BorOrJor. 3 (Registration of Establishment) or BorOrJor. 4 (Amendment Registration) (if any)

หมายเหตุ :

1. Closing an account: Accounts can only be closed in person at the branch where the account was opened.
2. The Bank reserves the right to amend the conditions in accordance with its announcements.
3. Deposit interest rates, fees, and other services are subject to the Bank's announcements.
4. The deposit is protected by the Deposit Protection Agency, up to the amount specified by law.