Micro Online

Qualifications

• Individuals
• Thai nationality only
• Be at least 25 years old
• The age of the borrower who owns the business must not exceed 60 years old
•  Borrowing for business purposes only
• Must have at least  1 year of business experience
• Business must have a definite business establishment and can be verified
•  Business location must be within a specified radius
• Business must have a website, Facebook page, any other online store platforms that can be verified
• Business must not be Pre-order or Drop Shipment
• Business must have clearly visible stocks in the house
• Business must have purchasing orders and sales posts for the last 3 months or online store images from various online store platforms such as Shopee / Lazada / Tiktok etc.
• Borrower must apply for Micro Pay

Application Documents

• Copy of the borrower's national ID card
•  Copy of spouse's national ID card and copy of marriage certificate or divorce certificate or copy of spouse's death certificate (if any)
• Copy of the borrower's name/surname change certificate (if any)
• Photos of the borrower’s business (a place with online selling activities + products + stocks)
• Online store images from various online store platforms such as Shopee / Lazada / Tiktok etc.
• Photo of business owner (borrower)
• Map of the borrower's business location
• Oldest product sales posts and purchasing orders from borrower’s customer (over 1 year)
• Bank statement for at least the last 3 months
• Sales orders and sales posts/ads in the last 3 months
• Online Business Registration Certificate (if any)
• Certificate of Business Registration or other documents issued by government officials (if any)
• Business registration (if any)

Important Notes:

- Borrow only as much as  you need and can afford to repay
- Loan approval details are in accordance with the Bank’s established criteria and conditions
- If you pay more than the installment, it will help reduce interest and pay off debt faster.